January 2021

Charlie Munger Resources (Books, Speeches, Letters, And His Recommended Reading)

Charlie Munger has been Warren Buffett’s right-hand man for decades. He is the vice-chairman of Berkshire Hathaway. Munger is known for his witty quotes and his fascinating stories. Munger has stressed the importance of mental model to improve decision-making in investing, and in life. His speeches and writing have nuggets of wisdom that everyone can …

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EE bonds – Safe Investment, Guaranteed To Double In 20 Years

By Andy / Leave a Comment

In investing, patience pays off. Series EE bonds are a great example of that. If you invest in Series EE bonds, your money is guaranteed to double in 20 years. The US government guarantees them, so they are as risk-free an asset you can get. An added benefit is that the taxes are deferred until …

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I Bonds – Safe Investment That Offers Decent Return

By Andy / Leave a Comment

Money market funds and saving accounts pay almost zero percent interest these days. But these accounts are ideal places to put your emergency fund because they offer liquidity. Let’s say that you already have an emergency fund, and you are looking at investing your excess cash. You decide that you don’t want to invest that …

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Keys To Investing Success – Patience And Less Activity

By Andy / Leave a Comment

Have you had this experience? You sell a stock because it keeps going down every day. Right after, you sell it, the stock reverses and starts going up. Not only does it go up, but it goes on to be a huge winner. In this case, you chose the right stock but you just couldn’t …

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Get A Copy Of Your Returns Activity Report To Check If You Are In A Retailer’s Blacklist?

By Andy / Leave a Comment

Returning an item to a store is a hassle. You have to find the receipts and remember to return within the store’s return policy window. But most of us return for valid reasons – the item didn’t work as expected, we brought the wrong product or we are returning a gifted item. But the retail …

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Eufy Cameras – Great Product And No Monthly Subscription Fees

By Andy / Leave a Comment

Most home security cameras on the market today have a monthly subscription fee after a short trial period. These camera makers sell their cameras almost at-cost and make most of the money from monthly subscriptions. Good for those companies, but not very good for consumers. But Eufy offers excellent cameras without any monthly subscription fee. …

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Credit Karma Tax Is 100% Free. But You Pay With Your Privacy

By Andy / Leave a Comment

Credit Karma Tax allows you to file state and federal taxes free. It’s 100% free – there are no upsells or gimmicks. But you do give up some privacy by sharing your personal information with Credit Karma. Credit Karma does not give you the option to opt-out of sharing your data. Credit Karma Tax – …

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Current Tax Software Deals + Best Time To Buy Tax Software

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Current tax software deals Amazon has TurboTax Deluxe Federal 2023 + $10 Amazon gift card for $37 (download option) Amazon has TurboTax Deluxe 2023 for $44. This includes federal and state tax returns. TurboTax Home & Business is also available for $75. Business edition is $144 Note – Amazon no-rush credits (digital rewards) can be …

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