Andy

Health Insurance Options If You Are Unemployed

Due to COVOD-19, the American economy has taken a dive.  35 million American workers are unemployed.  An  majority of these workers get their health insurance through their employers.  As these folks lose their jobs, they also lose their health insurance benefits they had through their employer. We will look at a few options available to …

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Hard And Soft Credit Inquiries – What You Should Know

Credit scores are determined by several factors including your on-time payments, credit utilization, and the length of your credit history.  They are also impacted by certain inquiries on your credit.. Credit scores are negatively affected by how many “hard pulls” or “hard inquiries” made.  Soft inquiries have no impact on your credit. First, let us …

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What is Credit Life Insurance? (And Do You Need It When You Buy A Car or a Home)?

When you are ready to sign the papers to buy a car, you will be offered a myriad of add-ons – extended warranty, rust protection, life-time oil changes, and dent repair.  One of the products the dealership will try to sell you is credit life insurance.  They will tell you that it will pay off …

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How Does Amazon Smile Charity Donation Work? (And Should You Use It?)

What is Amazon Smile? How does it work? Amazon Smile is a program that donates 0.5% of your eligible purchases at Amazon.com to a charity of your choice.  There is no extra cost to you or the charity. The program works with over a million 501(c)(3) charitable organizations. You go to smile.amazon.com and choose your …

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