Payday loans can be expensive with interest rates well over 100%. It is not uncommon for payday loans to have 400% interest rates. Payday loans are very profitable for the lender and harmful for consumers. So it is no surprise that you see them everywhere. Despite efforts from the government and several consumer advocate groups …
Have you received gift cards to stores you don’t visit from friends and family? You put them aside and over time they are forgotten or lost. It would be great if you could take your gift cards to the stores and get a refund. But as you know stores don’t refund their own gift cards. …
Sell Unwanted Gift Cards For Cash – Best Gift Card Exchange Sites Read More »
I used to spend hundreds of dollars subscribing to magazines and newspapers. Then I found out that my library card allows me to read magazines and newspapers online. While they didn’t have all my magazines, the selection is quite big. This saves me hundreds of dollars every year and I get to explore new magazines. …
Read Digital Magazines And Newspapers For Free Using Your Libary Membership Read More »
NBC Universal has officially launched its streaming service Peacock. Peacock has hundreds of NBC TV shows and Universal movies available for free. Some early Xfinity customers have had access to Peacock since April but now it is available for everyone to sign up. How is it different from Hulu, Disney+, and Netflix? The free version …
Robo-advisors are a great substitute for personal financial advisors. They can do can most of what personal financial advisors can do for a fraction of the cost. It’s not a surprise that they have been in the news a lot lately. What is Robo-Investing? Robo-advisors invest money based on algorithms. These digital advisors use technology …
Teaching kids about money early in their life is very important. But talking to kids about money can be challenging at first. If you introduce personal finance concepts through a board game, kids are likely to get interested. Here is a list of the best board games for every age. These games will teach kids …
Make your first impression the best impression. Recruiters learn first about you from your resume. So it is important that your resume stands out among the hundreds applying for the job. Mistakes on your resume can be costly. Employers make judgments about your education and attention to detail based on your resume. Let’s dive and …
Cost to insure an electric vehicle is on average 21% higher than gas vehicles, according to a study by NerdWallet. Higher insurance rates are one of the roadblocks for the wider adoption of EVs in the US. Tesla Model S, which costs $80,000 costs approximately $3,300 to insure. Depending on the state you live, you …
Why Are Insurance Rates For Electric Vehicles So High? Read More »
When I started investing, I mostly learned by reading articles on the internet. The online articles were good but lacked the depth I expected. That’s when I turned to investment books – especially classic books whose principles have stood the test of time. Here are my favorites. A few of them are high level and …
There is nothing more frustrating than getting your credit card application denied despite having excellent credit. Credit scores are not everything when it comes to getting credit. Your income, recent credit applications and late payment, debt to income ratio, and your job history can come in to play. Here are a few common reasons why …
