Best Credit Card Bonus Offers – January 2023

Applying for new credit cards is an easy way to earn $2,500 to $5,000 per year or fund your vacation. When you sign up for a new card, you will get sign-up bonuses, which you can redeem for cash or travel. From time to time, card issuers increase sign up bonuses. That’s when can pick up an additional 20-30% more in sign up rewards.

While it can be intimidating to apply for many cards, you will enjoy this new hobby once you get started. One obvious caveat- you should always pay off your credit cards in full every month.

Best credit card offers for January 2023

Citi Premier Card

  • 80,000 bonus points (worth $800 in gift cards or $640 at Amazon) after you spend $4,000 in three months
  • 3x points on restaurants, gas stations, supermarkets, air travel, and hotels
  • $100 off annually on hotels stays of $500 or more
  • $95 annual fee

JetBlue Plus Card

  • 40,000 bonus points after spending $1,000 in purchases
  • Free first checked bag for you and 3 companions on the same reservation
  • 6x points on JetBlue purchases, 2x points at restaurants and grocery stores
  • 10% points on JetBlue-operated flights
  • 5,000 bonus points every anniversary
  • Annual fee $99

Capital One Venture X Rewards Card

  • 75,000 bonus miles after you spend $4,000 within the first 3 months
  • $300 annual credit for travel bookings through Capital One travel
  • 10x miles on hotels and rental cars, 5x miles on flights booked through Capital One Travel
  • 10,000 miles annual bonus
  • Priority pass access for cardholders and authorized users
  • $100 credit for TSA PreCheck or Global Entry
  • Annual fee $395

U.S. Bank Altitude Connect Visa Signature Card

  • 50,000 bonus points ($500 value) after spending $2,000 in 120 months
  • 4x points on travel, at gas stations
  • 2x points at grocery stores, dining, and streaming services
  • $30 annual credit for streaming services
  • $100 credit for TSA PreCheck or Global Entry
  • Cell phone protection – $600 reimbursed if your cell phone is damaged or stolen (must pay your monthly bill with the U.S. Bank Altitude Connect Visa Signature Card)
  • Annual fee waived for the first year, $95/yr thereafter

Marriott Bonvoy Boundless Card

  • 100,000 bonus points after spending $3,000 in 3 months
  • 3x points on grocery stores, gas stations, and dining on the first $6,000 in combined purchases
  • Free award night every anniversary (valued at up to 35,000 points)
  • $95 fee
  • Chase card – 5/24 rule applies

Chase Sapphire Preferred Card

  • 60,000 bonus points ($750 value)  after spending $4,000 in 3 months
  • $50 statement credit for hotel stays purchased through Chase Ultimate Rewards
  • 3x on dining
  • 2x on other purchases
  • 25% more value for points when redeemed through Chase Ultimate Rewards
  • $95 annual fee
  • Chase card – 5/24 rule applies

American Express Gold Card

  • 60,000 Membership Rewards Points after you spend $4,000 in the first six months
  • 4x at restaurants and supermarkets
  • 3x on flights
  • $120 dining credit ($10/month)
  • $250 annual fee

Chase Aeroplan Credit Card

  • 70,000 bonus points if you spend $3,000 in the first 3 months
  • 3x points for dining
  • 500 bonus points for every $2,000 spend in a calendar month
  • First free checked bag on Air Canada flights (one for the primary cardholder and one for each traveler in the itinerary, up to 8 people)
  • $100 credit for TSA PreCheck or Global Entry
  • $95 annual fee
  • Chase card – 5/24 rule applies

IHG Rewards Club Premier Card

  • 140,000 bonus points (valued at $700) after spending $3,000 in the first 3 months
  • Free anniversary night
  • 4th night free reward
  • $100 credit for TSA PreCheck or Global entry every 4 years
  • $99 annual fee
  • Chase card – 5/24 rule applies

Chase 5/24 rule

Most Chase cards have a 5/24 rule. If you have more than 5 or more new credit cards in your credit report in 24 months, Chase will deny your application. One way to get around this restriction is to apply for the card in your spouse’s name.

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