Note: Some or all of the credit card offers that appear on this site are from advertisers. My Money Planet has partnered with CardRatings for our coverage of credit card products. My Money Planet and CardRatings may receive a commission from card issuers and that may impact how and where credit card products appear on the site. The recommendations are the author’s alone and have not been reviewed, endorsed, or approved by any of these entities. The site does not include coverage of all credit companies/cards and offers.
Applying for new credit cards is an easy way to earn $2,500 to $5,000 per year or fund your vacation. When you sign up for a new card, you will get sign-up bonuses, which you can redeem for cash or travel. From time to time, card issuers increase sign-up bonuses. That’s when can pick up an additional 20-30% more in sign-up rewards.
While it can be intimidating to apply for many cards, you will enjoy this new hobby once you get started. One obvious caveat- you should always pay off your credit cards in full every month.
The best credit card offers for December 2023
Citi Premier(R) Card
- 60,000 ThankYou® points after you spend $4,000 within three months of account opening. Plus, for a limited time, earn a total of 10 ThankYou® Points per $1 spent on hotel, car rentals, and attractions (excluding air travel) booked on the Citi Travel℠ portal through June 30, 2024
- 3x points on restaurants, gas stations, supermarkets, gas stations, air travel, and hotels
- $100 off annually on hotel stays of $500 or more
- $95 annual fee
JetBlue Plus Card
- 40,000 bonus points after spending $1,000 in purchases
- Free first checked bag for you and 3 companions on the same reservation
- 6x points on JetBlue purchases, 2x points at restaurants and grocery stores
- 10% points on JetBlue-operated flights
- 5,000 bonus points every anniversary
- Annual fee $99
Capital One Venture X Rewards Card
- 75,000 bonus miles after you spend $4,000 within the first 3 months
- $300 annual credit for travel bookings through Capital One travel
- 10x miles on hotels and rental cars, 5x miles on flights booked through Capital One Travel
- 10,000 miles annual bonus
- Priority pass access for cardholders and authorized users
- Up to $100 credit for TSA PreCheck or Global Entry
- Annual fee $395
U.S. Bank Altitude Connect Visa Signature Card
- 50,000 bonus points ($500 value) after spending $2,000 in 120 months
- 4x points on travel, at gas stations and EV charging stations
- 2x points at grocery stores, dining, and streaming services
- $30 annual credit for streaming services
- $100 credit for TSA PreCheck or Global Entry
- Cell phone protection – $600 reimbursed if your cell phone is damaged or stolen (must pay your monthly bill with the U.S. Bank Altitude Connect Visa Signature Card)
- Annual fee waived for the first year, $95/yr thereafter
Marriott Bonvoy Boundless™ Credit Card
- 50,000 bonus points after spending $3,000 in 3 months
- 3x points on grocery stores, gas stations, and dining on the first $6,000 in combined purchases
- Free award night every anniversary (valued at up to 35,000 points)
- $95 fee
- Chase card – 5/24 rule applies
Chase Sapphire Preferred® Card
- 60,000 bonus points ($750 value) after spending $4,000 in the first 3 months
- $50 annual statement credit for hotel stays purchased through Chase Ultimate Rewards
- 3x on dining
- 2x on travel purchases
- 25% more value for points when redeemed through Chase Ultimate Rewards
- $95 annual fee
- Chase card – 5/24 rule applies
American Express® Gold Card
- Earn 60,000 Membership Rewards Points after you spend $4,000 in the first six months
- 4x at restaurants and U.S supermarkets (on up to $25,000 per calendar year in purchases, then 1X).
- 3x on flights booked directly with airlines or amextravel.com
- $120 dining credit ($10/month) (enrollment required)
- $250 annual fee (Rates and fees )
- Terms & conditions apply
Aeroplan® Credit Card
- 100,000 bonus points after you spend $4,000 in the first 3 months, and an additional 25,000 points after you spend $20,000 in the first 12 months
- 3x points for dining
- First free checked bag on Air Canada flights (one for the primary cardholder and one for each traveler in the itinerary, up to 8 people)
- $95 annual fee
- Chase card – 5/24 rule applies
- Link to rates and fees
IHG One Rewards Premier Credit Card
- 140,000 bonus points after spending $3,000 in the first 3 months
- Free anniversary night
- 4th night free reward
- Global Entry, TSA PreCheck® or NEXUS Statement Credit of up to $100
- $99 annual fee
- Chase card – 5/24 rule applies
Chase 5/24 rule
Most Chase cards have a 5/24 rule. If you have more than 5 or more new credit cards in your credit report in 24 months, Chase will deny your application. One way to get around this restriction is to apply for the card in your spouse’s name.
Note: Some or all of the credit card offers that appear on this site are from advertisers. My Money Planet has partnered with CardRatings for our coverage of credit card products. My Money Planet and CardRatings may receive a commission from card issuers and that may impact how and where credit card products appear on the site. The recommendations are the author’s alone and have not been reviewed, endorsed, or approved by any of these entities. The site does not include coverage of all credit companies/cards and offers.
