Best Credit Card Bonus Offers – July 2020

Things are very quiet in credit card land.  COVID-19 and a recessions means that credit card issuers have become very conservative but there still good bonus offers out three.

You can fund your annual travel with credit card points, miles and cash back. Just remember to pay off your credit card every month.

Citi® Double Cash Card – 18 month BT offer

Excellent straight cash back card
Flat 2% cash back  (1% when you purchase and  1% when you pay your bills)
Annual Fee: $0

Chase Freedom Unlimited

$150 sign-up bonus after you spend just $500 in the first three months.
Annual Fee: $0
1.5% cash back earned in Chase Ultimate Rewards® points
Subject  to Chase’s 5/24 rule

Chase Freedom

$150 bonus after you spend just $500 in the first three months
Earn 5% back on the first $1,500 spent in rotating quarterly categories (must activate), earn 1% back on all your other purchases
Annual Fee: $0
Subject  to Chase’s 5/24 rule

Chase Sapphire Preferred Card

60,000 bonus points (worth up to $750 in travel) when you spend $4,000 in the first three months
2X points per $1 spent on travel and dining
5X points on Lyft rides through March 2022
Subject  to Chase’s 5/24 rule

Chase World of Hyatt Card

Upto 50,000 Bonus Points – 25,000 Bonus Points after you spend $3,000 on purchases in the first 3 months . Plus additional 25,000 Bonus Points after you spend a total of $6,000 on purchases within the first 6 months
Annual Fee: $95, free night on card anniversary
Subject  to Chase’s 5/24 rule

Chase’s 5/24 Rule

Chase will deny your application for a credit card if you have 5 or more new credit cards from any issuer with the past 24 months. Hence the name 5/24 rule. Chase supposedly does this to discourage people from acquiring cards just for sign-up bonuses. Note that rule applies on a per-person basis.