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For people with long commutes, spending on gas constitutes a big part of the monthly budget. Getting good cashback on your gas spending can put a good chunk of money in your pocket.
Gas cashback credit cards with no caps
Abound CU Visa Platinum – 5% cashback
Abound CU Visa Platinum card gives you 5% cashback on gas with no purchase limits. You need to pay a one-time fee of $10 to become join Abound Credit Union before you can apply for the card. The card has no annual fee but it doesn’t come with a sign up bonus.
L&N FCU Platinum CashBack Rewards Visa – 5% cashback
The L&N FCU Platinum Cashback card has 5% cashback on gas with no caps. Eligibility is limited to people from Kentucky who live in specific Kentucky counties. The card has no annual fee.
US bank Altitude Connect – 4% cashback
With the US bank Altitude Connect, you can earn an unlimited 4% on gas but the card has a $95 annual fee. But it comes with a 50,000 point sign up bonus (worth $500).
Venmo card – 3% cashback
Venmo credit card pays 3% on your highest spend category (including gas) with no cap. It pays 2% on the second-highest category spend and 1% thereafter. The card has no annual fee.
US Bank Altitude Reserve – 4.5% cashback with mobile wallet
If your gas pump accepts mobile wallet purchases such as Google Pay and Apple Pay, you could get 3% with US Bank Altitude Reserve card. The card allows you to redeem at 1.5x in Realtime rewards, which makes the 3% cashback 4.5% in Realtime Rewards.
US Bank has high standards (credit score and recent inquiries) for approval and needs an existing relationship with the bank. If you don’t have a US bank account, open a checking account first, and then apply for the Altitude Reserve card.
FNBO Getaway Card – 3% cashback
The FNBO Gateway card offers 3% cashback on gas with no caps. The card has no annual fee and no foreign transaction fees.
Citi Premier(R) Card – 3x points on gas
Citi Premier (R) Card has a $95 annual fee but comes with 60,000 sign up points (worth $600). The card gives 3x cashback on gas.
Wyndham Rewards Earner+ – 6x points
Wyndham Rewards Earner+ card give you 6x points on gas but the card has a $75 annual fee. You can get 8x points on gas with a Wyndham Earner Business but that comes with a $95 annual fee.
Gas cashback credit cards with caps
Citi Custom Cash(SM) Card – 5% cashback
Citi Custom Cash(SM) Card pays 5% cashback on gas spending if that’s your highest spend category. You will earn 5% on the first $500 of spend per month ($6,000 per year) and 1% thereafter
PNC Cash Rewards – 4% cashback
PNC Cash Rewards offers 4% cashback on gas. It also offers 3% cashback on dining, and 2% at the grocery store, and 1% everywhere else. The card has a cap of $8,000 for all bonus categories.
Sam’s Club Mastercard – 5% cashback
Sam’s Club Mastercard gives you 5% cashback on gas at any gas station on the first $6,000 and 1% cashback thereafter. Though the card has no annual fee, you will need a Sam’s club membership, which costs $45 per year. If you shop at Sam’s, this card is a good option.
Costco Anywhere Visa(R) Card By Citi – 4% cashback
If you are a Costco shopper, the Costco Anywhere Visa(R) Card card gives you 4% cashback on gas purchased anywhere. Cashback is limited to the first $7,000 in gas purchases. The card has no annual fee but you will need a Costco membership, which costs $60, to get the card.
Abound CU Visa Platinum card offers the easiest way to earn 5% cashback on gas with no caps and no annual fee. If you are a Costco or a Sam’s Club shopper, you can get the warehouse club’s credit card to get 4% and 5% respectively. Though these cards have no annual fee, you will need to be a Costco or Sam’s member to apply for the card.
My Money Planet has partnered with CardRatings for our coverage of credit card products. My Money Planet and CardRatings may receive a commission from card issuers.