Credit

Experian Boost – Easy Way To Improve Your Credit Score

Credit scores are important because they help lenders decide whether you qualify for a loan, a mortgage, or any type of credit.  Credit scores also determine what interest rates you will pay. But people with a thin credit history and those recovering after a financial mishap struggle to increase their credit scores. But even if …

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Why Your Credit Card Application Got Denied Despite Good Credit? (And What You Can Do About It?)

There is nothing more frustrating than getting your credit card application denied despite having excellent credit. Credit scores are not everything when it comes to getting credit. Your income,  recent credit applications and late payment, debt to income ratio, and your job history can come in to play. Here are a few common reasons why …

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Hard And Soft Credit Inquiries – What You Should Know

Credit scores are determined by several factors including your on-time payments, credit utilization, and the length of your credit history.  They are also impacted by certain inquiries on your credit.. Credit scores are negatively affected by how many “hard pulls” or “hard inquiries” made.  Soft inquiries have no impact on your credit. First, let us …

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Money Lessons For Your Kids

As parents, we spend time helping our kids develop skills to build healthy relationships with friends and family.  We also need to help them build a healthy relationship with money. Parents can help kids develop core beliefs about money.  It is these core beliefs that drive financial behaviors. Core beliefs include saving money, spending money …

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