You have booked your long-awaited trip. You have been saving up for this trip for months, and now everything is set. One question remains: Do you need travel insurance? Most parts of your travel including flight tickets and hotels are non-refundable. What happens if you are unable to make the trip for some reason? This …
Healthcare costs in America keep rising every year. Most Americans are only one serious illness away from bankruptcy or financial ruin. It will take years before these people can get back on their feet if at all. But there are things that are within your control. By controlling what you can, and taking a proactive …
You know that home insurance policy covers your home. Do you know that your home insurance policy provides coverage for several things besides your home? This is a nice little surprise as many of us are used to finding out that our insurance policies don’t cover things we assumed it did. For example, home insurance …
Surprising Things Your Home Insurance Policy Covers Read More »
People are living longer than ever. Life expectancy in the US is around 79 years. Statistics vary widely but it’s likely that at some point during your life you may be disabled. Whether you get hurt trying to move furniture or get hurt in a car accident, you may be unable to work for a …
What Is Disability Insurance And Why You Need It Read More »
All of us can see the benefits of having a home or car insurance. I have made claims on these policies. Though working with an insurance company is not the most pleasurable experience, at least I know that home and auto insurance have some value to me. They protect me in case something goes wrong. …
The process of buying a car is one of the painful experiences we all go through. Despite all the modern luxuries of life, car buying still involves going to a dealership and having to deal with salespeople who try to sell you an extended warranty and other add-ons. But there are certain things that are …
The median price of a new car purchased in the US is around $37,000 and has been creeping up at about a 2% rate every year. A strong economy and job market, and low-interest rates have no doubt contributed to the strong demand. Experts recommend buying a car that costs 1/10th of your gross income. …
Most of us have health insurance through our employers. Most companies also offer Flexible Spending Accounts (FSA) that allow you to save money on healthcare expenses. Is an FSA appropriate for you? What is a Flexible Spending Account? You can contribute to an FSA account through deductions from your paycheck. The amount is pre-tax, so …
Should You Sign Up For A Flexible Spending Account? Read More »
We buy insurance to protect us against the unexpected. Most of us don’t realize that all our insurance policies have dollar limits, and rarely consider the consequences of the insurance we have doesn’t quite cover the liability incurred. Consider this scenario. You get into a car wreck and total another car that happens to be …
