Mint Mobile is a mobile virtual network operator (MVNO) that uses T-Mobile’s network. It offers cheaper rates than T-Mobile, but there are some downsides to using it. Let’s take a deep dive. Mint Mobile Review Mint Mobile Coverage T-Mobile has strong network coverage in some parts of the country, but it doesn’t have a network …
Everyone wants to be wealthy. But it’s not easy. We indulge in behaviors that are self-destructive and prevent us from accumulating wealth. Identifying these behaviors and correcting them can help you get back on track financially. Reasons why people are not wealthy 1. Lack of discipline To be wealthy, you need the discipline to save …
A Health Savings Account (HSA) is a great way to save money for medical expenses if you have an HDHP (high deductible health plan) plan. For most people, employers offer these plans and choose an HSA administrator for the plan. But in some cases, you may have to choose your own HSA administrator. To choose …
HSA is a pre-tax account savings account that allows you to set aside money for qualified medical expenses. You can use these funds to pay deductibles, prescription drugs, eyeglasses, or other qualified expenses. You can even use HSA funds to purchase OTC medications. In most years, IRS announces inflation adjustments for HSA contributions. So what …
HSA Contribution Limits (Updated for 2022 and 2023) Read More »
If you get paid on Fridays every week, there are five months in 2022 when you will get five paychecks. Five paycheck months in 2022 are April, July, September, and December. The best way to put the extra money to use is to make your monthly budget based on four weekly paychecks rather than five. …
5 Paychecks Weeks In 2022 + What To Do With The Extra Money Read More »
In my area, Costco gas is about at least $0.25/gal cheaper than at other gas stations. That’s regular gas. If your car needs premium gas, your savings could be more than $0.75/gallon. Because of that, we sometimes see long lines at the Costco gas station. But how much money are you saving each year by …
Costco Gas – Savings, Rewards And Whether You Need To Membership To Use The Pump Read More »
Most employees get paid twice a month or biweekly. If you get paid biweekly, there are two months in 2022 in which you will get three paychecks. If you get paid twice a month, you will get 24 paychecks a year – usually on the 1st and 15th of the month. But if you get …
3 Paycheck Months in 2022 + What To Do With The Extra Paycheck To Improve Your Finances Read More »
I am old school. I still like to have a landline phone in my house. I have been using the OBi200 to get free calling in the US and Canada. There are no recurring monthly bills and I like not having to deal with a telephone company that raises prices every year. There is a …
Get Free Home Phone Service With OBi200 (No Monthly Bills EVER) Read More »
In investing, patience pays off. Series EE bonds are a great example of that. If you invest in Series EE bonds, your money is guaranteed to double in 20 years. The US government guarantees them, so they are as risk-free an asset you can get. An added benefit is that the taxes are deferred until …
EE bonds – Safe Investment, Guaranteed To Double In 20 Years Read More »
Money market funds and saving accounts pay almost zero percent interest these days. But these accounts are ideal places to put your emergency fund because they offer liquidity. Let’s say that you already have an emergency fund, and you are looking at investing your excess cash. You decide that you don’t want to invest that …
I Bonds – Safe Investment That Offers Decent Return Read More »
