Due to COVOD-19, the American economy has taken a dive. 35 million American workers are unemployed. An majority of these workers get their health insurance through their employers. As these folks lose their jobs, they also lose their health insurance benefits they had through their employer. We will look at a few options available to …
Credit scores are determined by several factors including your on-time payments, credit utilization, and the length of your credit history. They are also impacted by certain inquiries on your credit.. Credit scores are negatively affected by how many “hard pulls” or “hard inquiries” made. Soft inquiries have no impact on your credit. First, let us …
Hard And Soft Credit Inquiries – What You Should Know Read More »
Finding educational resources for kids can be a hit or miss. Most sites give you access to a few free resources and then want you to sign up for their paid plans. As a frugal parent, I try to find free resources. Here are a few sites that have high-quality resources for every grade that …
When you are ready to sign the papers to buy a car, you will be offered a myriad of add-ons – extended warranty, rust protection, life-time oil changes, and dent repair. One of the products the dealership will try to sell you is credit life insurance. They will tell you that it will pay off …
What is Credit Life Insurance? (And Do You Need It When You Buy A Car or a Home)? Read More »
What is Amazon Smile? How does it work? Amazon Smile is a program that donates 0.5% of your eligible purchases at Amazon.com to a charity of your choice. There is no extra cost to you or the charity. The program works with over a million 501(c)(3) charitable organizations. You go to smile.amazon.com and choose your …
How Does Amazon Smile Charity Donation Work? (And Should You Use It?) Read More »
Xfinity Mobile, a wireless phone service offered by Comcast is one of the best-kept secrets. Xfinity started offering the service in 2017. Xfinity Mobile is an MVNO (which stands for Mobile Virtual Network Operator) which uses Verizon’s network. It does not own any network infrastructure of its own. Verizon’s wireless network is probably the best …
My wife and I are big fans of Costco. There are always great deals at the store and their return policy is very generous. We have the Executive membership which costs $120 per year. Costco also has a Gold Star membership that only costs $60. Executive membership gives you a 2% cashback rebate each year …
One of the least talked about side hustles is selling tradelines. It’s a quick way to make up to $10,000 a year allowing others to piggyback on your good credit. There is no risk because the authorized users will not be able to spend any of your money or have access to your information. What …
Amazon’s Prime Reading gives you free access to eBooks, magazines, and books with audible narration. Prime Reading has more than 1000 books and magazines, and you can always find something interesting to read. It works like a lending library allowing you to check out books and magazines. Prime Reading is included with your Prime subscription …
Most of us start to freak out when the “Check Engine” light” comes on. We take our car to a mechanic. The mechanic charges around $80 to run diagnostics to find out what the issue is. To be clear, the $80 is to just run diagnostics. He would then provide a quote to fix the …
