Amazon Prime gives you many benefits – faster shipping, discounts at Whole Foods, and streaming videos. Amazon also allows you read books through its Prime Reading but it’s not well known among Amazon Prime customers. Amazon’s Prime Reading gives you free access to eBooks, magazines, and books with audible narration. Prime Reading has more than …
Most of us start to freak out when the “Check Engine” light” comes on. We take our car to a mechanic. The mechanic charges around $80 to run diagnostics to find out what the issue is. To be clear, the $80 is to just run diagnostics. He would then provide a quote to fix the …
A personal loan is a great way to get cash for your honeymoon, your home improvement project, or to consolidate your credit card debt. As with any loan, you need to consider whether you can afford it and can pay it back. If you considering a personal loan, do your homework ahead of time to …
Texting is a perfect way to communicate with friends and family. You are likely to get a swift response from someone if you send them a text rather than an email. That’s especially the case if you are texting with younger family members. But there are a number of places where you cannot get a …
If you are unable to file your taxes on time, you can ask the IRS for an extension. It’s easy and can be done online. For people who are busy, run businesses or have complex tax returns, extensions are an easy way to buy time to file taxes. The form you need to fill out …
Dividends are a great way to earn passive income. If you invest wisely, dividends will grow over time and become a reliable source of income. Dividends can also help you save money on taxes. The tax rate on dividends varies based on your taxable income but the dividend tax rate is lower than your tax …
Dividend Tax Rate (2022 and 2023) – How Much Do You Owe In Taxes? Read More »
I have been a Costco member for a long time. My wife and I save a ton of money buying stuff at Costco. We had been a Gold Star Member ever since we joined Costco but a few years ago, we upgraded to an Executive membership. The only regret we have is that we didn’t …
Is Costco Executive Membership Worth The Extra $60 Per Year? [Updated 2022] Read More »
If you are a small business and paid at least $600 to a person or an incorporated business, you must issue a 1099-MISC form. Most small businesses easily meet the $600 threshold because they have to pay vendors for goods or services purchased during their normal course of business. Form 1099-MISC must be sent to …
How To Generate And Issue Your Own Form 1099-Misc Forms Read More »
Budgeting is the foundation of personal finance. If you don’t know where your money is going, it is very hard to plan for the future and build wealth. Smartphones are an integral part of most people’s lives. So it makes sense to have a budgeting app on your phone. In addition to providing basic budgeting …
Choosing a health insurance policy is straight forward. You choose a deductible. Your monthly premium goes up if you choose a lower deductible and your monthly premium goes down if you choose a higher deductible. But dental insurance works differently. With annual maximum limits and limited coverage, you may wonder if you need it at …
