Andy

For many employees, the rhythm of payday dictates their financial flow. Understanding the quirks of your pay schedule can make a substantial difference in your financial planning. In 2024, there are two months when those paid biweekly will enjoy three paychecks . Here’s how you can harness these extra funds to secure your financial future. …

Making the Most of Your Paycheck: How to Leverage 3-Paycheck Months in 2024 Read More »

If you are looking for higher interest rates than what banks offer on CDs, brokered CDs are a great option. Brokered CDs allow you to withdraw money without penalties but their market value changes based on interest rates, unlike Bank CDs. Let’s take a look at the pros and cons of brokered CDs. What you …

Brokered CDs Offer High Interest Rates But Investment Is Exposed To Market Risk Read More »

One passive way to make steady and above-average returns is to invest in promissory notes. Promissory note investing is sometimes called private investing. The money you lend can be secured by collateral to give you peace of mind. Investing in promissory notes What are promissory notes? The promissory note is a contract between two parties …

Investing In Promissory Notes Can Yield Above Average Returns Read More »

Watching your money grow is a wonderful thing. Would you like to double your money? If you invest in a CD or a savings account, the interest rates are likely to be low and it will take a long time to double your money. But there are other ways to grow your money faster. But …

Easy Ways To Double Your Money Read More »

If you are short on cash and need to pay a friend through an app like Cash App, Venmo, or PayPal, you can use a credit card. Paying friends on time keeps your friendship and reputation intact but it comes with a fee. 3 ways to pay a friend with a credit card Cash App …

How To Pay Friends With A Credit Card Read More »

Simple is not bad. Chime stands out in the banking space by taking out complexity. It offers a checking account, a savings account, a secured credit card, and a mobile app. That’s all Chime does and it does them well. Chime is a popular banking app that caters to those who don’t like traditional banks, …

Chime Fintech App – Excellent Option For Simplicity (And $100 Signing Bonus) Read More »

Most people go to the doctor to get a lab order. Then they do the tests and then go back to the doctor to get the results. Today, you can skip going to the doctor to get lab tests done. There are many websites where you can create the order, walk into a lab and …

Get A Lab Test Without A Doctor’s Visit (And Save Money) Read More »

Bank failures are back in the news. There have been a few runs on banks in the last few weeks as panicked depositors withdraw money from troubled banks. But FDIC insures bank accounts and no depositor has lost money since the FDIC was founded. History of FDIC Insurance Federal Deposit Insurance Corporation (FDIC) agency was …

FDIC Insurance Amount Details (With Examples) – What You Need To Know Read More »

Medical costs in the US are high. One unexpected medical situation can put most families in financial peril. This is especially true if you don’t have medical insurance. But there are ways to save money on medical expenses if you don’t have insurance. How to save money when seeing a doctor without insurance Community Health …

Cheap Ways To See A Doctor Without Insurance Read More »

Compounding, they say, is the eighth wonder of the world. It’s a quote attributed to Albert Einstein. If you are a teenage investor, consider yourself lucky. That’s because you have many years to live, which means your investments can grow and compound for decades if you invest early and leave the investments alone. Let’s assume …

How To Invest Money As A Teenager Read More »