Everyone wants to be wealthy. But it’s not easy. We indulge in behaviors that are self-destructive and prevent us from accumulating wealth. Identifying these behaviors and correcting them can help you get back on track financially. Reasons why people are not wealthy 1. Lack of discipline To be wealthy, you need the discipline to save …
A Health Savings Account (HSA) is a great way to save money for medical expenses if you have an HDHP (high deductible health plan) plan. For most people, employers offer these plans and choose an HSA administrator for the plan. But in some cases, you may have to choose your own HSA administrator. To choose …
If you get paid on Fridays every week, there are five months in 2022 when you will get five paychecks. Five paycheck months in 2022 are April, July, September, and December. The best way to put the extra money to use is to make your monthly budget based on four weekly paychecks rather than five. …
5 Paychecks Weeks In 2022 + What To Do With The Extra Money Read More »
Most employees get paid twice a month or biweekly. If you get paid biweekly, there are two months in 2022 in which you will get three paychecks. If you get paid twice a month, you will get 24 paychecks a year – usually on the 1st and 15th of the month. But if you get …
3 Paycheck Months in 2022 + What To Do With The Extra Paycheck To Improve Your Finances Read More »
Have you had this experience? You sell a stock because it keeps going down every day. Right after, you sell it, the stock reverses and starts going up. Not only does it go up, but it goes on to be a huge winner. In this case, you chose the right stock but you just couldn’t …
Keys To Investing Success – Patience And Less Activity Read More »
2020 has been a tough year for everyone. Between COVID-19, lockdowns, and kids learning online from home, 2020 has worn everyone out. The unemployment rate is high and people are having difficulty feeding themselves and their families. Food banks are unable to keep up with the sudden rise in the need for food supplies. Non-profits …
Donate Up To $300 To Your Favorite Charity, Deduct It From Your 2020 Taxes Read More »
If you get paid on Fridays every week, there are five months in 2021 when you will get five paychecks. Five paycheck months in 2021 are January, April, July, October, and December. Note that January 1, 2021, is a holiday and you may be getting that paycheck on Dec 31, 2020. The best way to …
5 Paychecks Weeks In 2021 + What To Do With The Extra Money Read More »
Most employees get paid twice a month or biweekly. If you get paid biweekly, there are two months or three months in 2021 in which you will get three paychecks depending on when you get your first paycheck. If you get paid twice a month, you will get 24 paychecks a year – usually on …
3 Paycheck Months In 2021 + Wisely Managing The Extra Paycheck Read More »
An emergency fund is the foundation of a stable financial life. An emergency fund will help you navigate a job loss or an illness. But one out of three Americans has no emergency savings. Even those who do, don’t have enough saved. Most people need 3 to 6 months of expenses saved. One of the …
Payday loans can be expensive with interest rates well over 100%. It is not uncommon for payday loans to have 400% interest rates. Payday loans are very profitable for the lender and harmful for consumers. So it is no surprise that you see them everywhere. Despite efforts from the government and several consumer advocate groups …
