Personal Finance

5 Best Books On Passive Income – Read And Advance Your Knowledge

A 9-5 job can take its toll on anyone. Having a passive income, either as a side hustle or a full-time income gives you peace of mind.  But where do you start? There are a lot of websites focused on generating passive income.  While those websites add value, I prefer to read books that are …

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Three Paycheck Months In 2020 And What To Do With The Extra Paycheck

Most employers pay their employees twice a month or biweekly.  If you get paid biweekly, there are two months in 2020 in which you will get three paychecks. If you get paid twice a month, you will get 24 paychecks a year. If you get paid biweekly, you will get 26 paychecks a month. Those …

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Hard And Soft Credit Inquiries – What You Should Know

Credit scores are determined by several factors including your on-time payments, credit utilization, and the length of your credit history.  They are also impacted by certain inquiries on your credit.. Credit scores are negatively affected by how many “hard pulls” or “hard inquiries” made.  Soft inquiries have no impact on your credit. First, let us …

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What is Credit Life Insurance? (And Do You Need It When You Buy A Car or a Home)?

When you are ready to sign the papers to buy a car, you will be offered a myriad of add-ons – extended warranty, rust protection, life-time oil changes, and dent repair.  One of the products the dealership will try to sell you is credit life insurance.  They will tell you that it will pay off …

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