News headlines today are designed for clickbait and sensationalism Decades ago, the news was meant to inform readers. These days, however, the news is dominated by clickbait headlines and a huge appetite for sensationalism. With the rise of social media, this problem has actually gotten worse. People prefer to get news from their favorite outlet …
Many credit cards give you cashback or miles or points for your spending. If you get miles or points, you know that you can redeem them for hotels or flight tickets or other perks. But a Bank of America credit card (and debit card) offers a unique perk that you will not find with most …
Bank of America Cardholders Get Free Museum Admission Read More »
The Millionaire Next Door one of the classical books on finance. The book can be described as a biography of American millionaires and it provides insights on their habits – what car they drive, where they shop, how they invest and how they became millionaires. Though the book doesn’t provide a step by step program …
An average vehicle in the US costs $8500 per year to own and operate according to AAA. This cost includes depreciation, maintenance, repair and gasoline costs. If you live in a big city, you are probably driving 12,000 to 15,000 miles per year. A majority of these miles are going to and returning from work. …
VanPools – Great Way To Save Time And Money, And Reduce Stress Read More »
You have booked your long-awaited trip. You have been saving up for this trip for months, and now everything is set. One question remains: Do you need travel insurance? Most parts of your travel including flight tickets and hotels are non-refundable. What happens if you are unable to make the trip for some reason? This …
The 4% withdrawal rule is well known among financial planners and people planning their retirement. It was developed by William Bengen in 1994. The rule says that if people withdraw 4% in the first year of retirement, and adjust that amount for inflation every year after that, the money would last about 30 years. Another …
Decades ago, travel agents occupied an important role in people’s vacation plans. They were the middlemen (or women) between travelers, and hotels and airlines. In the last two and half decades, their relevance has diminished a lot but travel agencies still do exist though most people plan their own vacations. You don’t need a travel …
Healthcare costs in America keep rising every year. Most Americans are only one serious illness away from bankruptcy or financial ruin. It will take years before these people can get back on their feet if at all. But there are things that are within your control. By controlling what you can, and taking a proactive …
As parents, we spend time helping our kids develop skills to build healthy relationships with friends and family. We also need to help them build a healthy relationship with money. Parents can help kids develop core beliefs about money. It is these core beliefs that drive financial behaviors. Core beliefs include saving money, spending money …
You know that home insurance policy covers your home. Do you know that your home insurance policy provides coverage for several things besides your home? This is a nice little surprise as many of us are used to finding out that our insurance policies don’t cover things we assumed it did. For example, home insurance …
Surprising Things Your Home Insurance Policy Covers Read More »
