When you are looking for a rewards credit card, you will notice that you can get cashback, points or miles in rewards. Most consumers choose cash back because cash is easy to understand. Once you get the cash, you are free to spend it as you wish, whereas redeeming miles or points can be complicated. …
Credit Card Points Can Be More Valuable Can Cash Back Read More »
The process of buying a car is one of the painful experiences we all go through. Despite all the modern luxuries of life, car buying still involves going to a dealership and having to deal with salespeople who try to sell you an extended warranty and other add-ons. But there are certain things that are …
At any given time, we are striving to improve some part of our life. We are either trying a new diet, or trying a new exercise program, or learning a new skill. All these self-improvement activities needed discipline. Discipline in one part of life usually leads to discipline in other parts of life. There is …
5 Ideas For Self-Improvement, Motivation and Happiness Read More »
At the beginning of every year, financial firms and financial experts come out with their year-end targets for the major indices. It’s an annual ritual that has gone on for decades. The experts’ predictions have been wildly wrong but that has not stopped them. Major financial publications and TV networks continue to give publicity to …
When Investing, Ignore The Experts’ Market Predictions Read More »
Dividend investing is a passive income strategy. It’s more passive than owning rental real estate. In fact, if you choose the right company, it’s not impossible to get a 6-10% dividend increase every year. Needless to say, it’s very difficult to get that kind of pay increase every year with a job. Most employees get …
The end of the year is a good time to take stock of your finances – the things you were able to accomplish during the year and to identify the things that need improvement to reach financial freedom. Here ‘s a list of steps you can take to get your financial house in order for …
Major changes are coming to your retirement plans in 2020. SECURE Act was signed into law by President Trump on December 20, 2019. SECURE is an acronym for “Setting Every Community Up for Retirement Enhancement”. Here are the key provisions of the changes to retirement plans. Age for Required Minimum Distributions Increases to 72 Individuals …
Only 40% of Americans are able to cover an unexpected expense of $1000 according to a Bankrate poll. When an unexpected expense occurs, a majority of Americans put it on a credit card or apply for a loan. Nearly three in 10 Americans have no emergency fund. For even those who have an emergency fund, …
Lessons From The The Bamboo Tree If you plant a bamboo tree and nurture it with good soil, water and sunshine, after the first year you will see no visible growth. Nothing in the second year. Nothing in the third year or the fourth year. Then in year five, the bamboo tree grows up to …
The Importance of Long Term Focus In Building Wealth Read More »
Lexus was ranked the most reliable brand in the US according to the J.D. Power 2019 U.S. Vehicle Dependability Study (VDS). Porsche, Toyota, Chevrolet, and Buick rounded out the Top 5. Notably, this is the eighth consecutive year Lexus has stayed at the top of the dependability rankings. J.D Power surveyed 32,952 original owners of …
Lexus, Porsche and Toyota Among The Most Dependable Vehicles in 2019 Read More »
