Getting pet insurance can be challenging – getting quotes from multiple insurance providers, and comparing deductibles and premiums. That’s where The Swiftest comes in. The Swiftest is a platform that helps you find the best insurance provider quickly.
The Swiftest review
The Swiftest takes the hassle out of buying pet insurance. It compares costs among multiple providers and gives you a SwiftScore. Higher the SwifScore, the better the insurance. Information on the best insurance providers is constantly updated, so check The Swiftest for the best insurance provider right now.
The Swiftest saves you time by letting you know which insurance providers are a good fit for you. This allows you to quickly find insurance for your pet. Once you find a policy that’s a good fit for you, you will be transferred to the insurance provider’s website to complete the application process. The Swiftest will answer any question you have during the process.
The Swiftest will find you an affordable policy with the best coverage and customer support. It’s a family-owned company known for its excellent service.
What you need to know about pet insurance
What is pet insurance and why you need it
Pet insurance is health insurance for your pets. If your pet gets ill or gets into an accident, the insurance will reimburse you for the medical expenses. It works like your health insurance – you pay a monthly premium and if something unexpected happens, you submit a claim and the insurance provider will reimburse your expenses.
It’s key to getting your pet insurance while your pet is young. Typically, your pet needs a minimum of eight weeks before you can apply for insurance. Insurance companies don’t cover animals with pre-existing conditions. You will often run into pet owners who will tell you that they can’t get insurance for their pets because they have pre-existing conditions and insurance companies won’t cover them.
What does pet insurance cover?
Your coverage will vary based on your policy. But most pet insurance policies cover the following
- Preventive care
- Illnesses and injuries
- Dental care
- Diagnostics
- Prescriptions
- Hospital expenses
- Surgeries
Is pet insurance worth it?
Accidents and illnesses are unavoidable if you have pets. That’s especially true later in the life of the pet. Pet owners will likely spend thousands of dollars – either for emergency visits or to cover accidents. That’s where good pet insurance can help you save money.
What factors influence pet insurance premiums?
Insurance policies are issued by providers based on the risk they take when they insure your pet. The premium varies based on the breed, age, and health of your pet. Premiums are also impacted by the deductible and annual coverage limit. Higher the deductible and the lower the annual coverage limit, the lower your costs.
How much does the insurance company reimburse?
The reimbursement amount depends on your policy. Typically, there is a deductible and a maximum annual insurance benefit. Let’s take a look at an example. You have an emergency visit that costs $10,000. You pay your deductible of $250. The insurance covers 90% of the costs- that is $8,750 ($9,000 minus your $250 deductible). Because of pet insurance, you will end up paying $1250, not $10,000. That’s a huge relief if you are a pet owner.
Do insurance companies pay the vet directly?
Most insurance companies reimburse you after you pay the vet. There are exceptions – Trupanion pays the vets directly.
What are the average dog and cat insurance prices?
Insurance premiums vary based on where you live and the kind of pet you have. The average dog insurance premium is around $30 and the average cat insurance premium is around $18.
Bottom Line
If you have a pet, unexpected medical expenses will happen at some point. It’s a good idea to have pet insurance. Buying pet insurance can be complicated – you have to get multiple quotes and compare policy features. The Swiftest simplifies this process by identifying the policy that best suits your needs. It saves you time and money when buying insurance for your pet.
