A 9-5 job can take its toll on anyone. Having a passive income, either as a side hustle or a full-time income gives you peace of mind. But where do you start? There are a lot of websites focused on generating passive income. While those websites add value, I prefer to read books that are …
5 Best Books On Passive Income – Read And Advance Your Knowledge Read More »
Most employers pay their employees twice a month or biweekly. If you get paid biweekly, there are two months in 2020 in which you will get three paychecks. If you get paid twice a month, you will get 24 paychecks a year. If you get paid biweekly, you will get 26 paychecks a month. Those …
Three Paycheck Months In 2020 And What To Do With The Extra Paycheck Read More »
Credit scores are determined by several factors including your on-time payments, credit utilization, and the length of your credit history. They are also impacted by certain inquiries on your credit.. Credit scores are negatively affected by how many “hard pulls” or “hard inquiries” made. Soft inquiries have no impact on your credit. First, let us …
Hard And Soft Credit Inquiries – What You Should Know Read More »
One of the least talked about side hustles is selling tradelines. It’s a quick way to make up to $10,000 a year allowing others to piggyback on your good credit. There is no risk because the authorized users will not be able to spend any of your money or have access to your information. What …
A personal loan is a great way to get cash for your honeymoon, your home improvement project, or to consolidate your credit card debt. As with any loan, you need to consider whether you can afford it and can pay it back. If you considering a personal loan, do your homework ahead of time to …
Budgeting is the foundation of personal finance. If you don’t know where your money is going, it is very hard to plan for the future and build wealth. Smartphones are an integral part of most people’s lives. So it makes sense to have a budgeting app on your phone. In addition to providing basic budgeting …
Many credit cards give you cashback or miles or points for your spending. If you get miles or points, you know that you can redeem them for hotels or flight tickets or other perks. But a Bank of America credit card (and debit card) offers a unique perk that you will not find with most …
Bank of America Cardholders Get Free Museum Admission Read More »
As parents, we spend time helping our kids develop skills to build healthy relationships with friends and family. We also need to help them build a healthy relationship with money. Parents can help kids develop core beliefs about money. It is these core beliefs that drive financial behaviors. Core beliefs include saving money, spending money …
When you book a vacation, flight tickets are typically the most expensive part of the trip. Contrary to popular opinion, waiting till the last minute will not give you a good deal on airfares. Here are some tips to help you save money on flights. Book Early Airlines increase prices in the last few weeks …
One of the challenges of putting our financial goals into practice is that we not are motivated to stick with strategy over a long time. We can break down long term financial goals into annual or monthly goals but we have a hard time following through. Life gets in the way of things, and we …
