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Hard And Soft Credit Inquiries – What You Should Know

Credit scores are determined by several factors including your on-time payments, credit utilization, and the length of your credit history.  They are also impacted by certain inquiries on your credit.. Credit scores are negatively affected by how many “hard pulls” or “hard inquiries” made.  Soft inquiries have no impact on your credit. First, let us …

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Money Lessons For Your Kids

As parents, we spend time helping our kids develop skills to build healthy relationships with friends and family.  We also need to help them build a healthy relationship with money. Parents can help kids develop core beliefs about money.  It is these core beliefs that drive financial behaviors. Core beliefs include saving money, spending money …

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