5 Ideas For Self-Improvement, Motivation and Happiness

At any given time, we are striving to improve some part of our life.  We are either trying a new diet, or trying a new exercise program, or learning a new skill.  All these self-improvement activities needed discipline.  Discipline in one part of life usually leads to discipline in other parts of life.  There is …

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When Investing, Ignore The Experts’ Market Predictions

At the beginning of every year, financial firms and financial experts come out with their year-end targets for the major indices.  It’s an annual ritual that has gone on for decades. The experts’ predictions have been wildly wrong but that has not stopped them. Major financial publications and TV networks continue to give publicity to …

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Retirement Savings Law Changes Coming In 2020

Major changes are coming to your retirement plans in 2020.  SECURE Act was signed into law by President Trump on December 20, 2019.  SECURE is an acronym for “Setting Every Community Up for Retirement Enhancement”. Here are the key provisions of the changes to retirement plans. Age for Required Minimum Distributions Increases to 72 Individuals …

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