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Credit Card Vs Debit Card – What Are The Pros And Cons?

Leave a Comment / Credit / By Andy

Credit Card Using a credit card is similar to taking a loan. When your credit card was approved, you are given a certain line of credit.  The line of credit you receive is based on your credit history,  your income, and your risk profile. You can use your credit card for any amount below your …

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Umbrella Insurance – Why You Need It?

Leave a Comment / Insurance / By Andy

We buy insurance to protect us against the unexpected.  Most of us don’t realize that all our insurance policies have dollar limits, and rarely consider the consequences of the insurance we have doesn’t quite cover the liability incurred. Consider this scenario. You get into a car wreck and total another car that happens to be …

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Want To Become A Day Trader. Please Don’t!

Leave a Comment / Investing / By Andy

Most aspiring day traders imagine trading from a beach or in their underwear.  They imagine making millions of dollars in a short amount of time as they have seen in movies and online advertisements. New day traders are told that they can be their own boss.  They don’t have to dress up and show up …

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11 Things That Surprise First Time Home Buyers

Leave a Comment / Home / By Andy

Moving into our own house was a special day for me and my wife. We looked forward to having more space in the house, entertaining friends in our big backyard and not having to deal with the landlord. We were also going to build equity in the home slowly with our mortgage payments. A few …

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Author Bio

Hi! I’m Andy. I started My Money Planet in 2019 to help people achieve financial freedom. Though I have not achieved financial freedom yet, I am working on it through passive investments that generate income.

I have worked for 10 years in corporate finance roles at multiple companies. I have an MBA from the University of Texas at Austin. I am a CFA charterholder.

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